Tag Archives: necessities

Living on the DSP

I am on the Disability Support Pension as I have more than one mental illness and a physical condition. I feel lucky to get the financial support, as some people get nothing. There are times I wish my life was different and easier. At the moment, it’s not too bad. I’ve been through worse.

It can be very difficult being on a low income here in Tasmania.

I feel it is harder here than in Victoria. There are no community health centres here. I cannot afford on-going dental health care at the moment, as it stretches the budget too much. Sadly, my teeth are getting worse.


If I don’t write out my budget and plan for up to 6 weeks in advance I won’t know where my money needs to go. It’s important to balance my necessities and treats, payment by payment. I am able to manage some months easier than others. I feel guilty for buying hobby items, but life involves having fun things too.

I am handy with my hands, which means I have been able to make things for myself for my home. I have saved money by doing this. I do wish my financial situation was better, but I have to manage with what I have.

I try to be grateful for what I have. I look out for sale clothes items all the time. I have slowly built up my kitchen utensils and items of the last year. I have a roof over my head – a safe place I can call my home. I have friends, and I have metal health medication that works.

I do focus too much of my time on money, but when every dollar counts it becomes a way of living: day by day, week by week, payment by payment.

I worry about the financial future. I want it to be as easy as possible, but I will have to wait and see how it pans out.